St. Joseph: Housing & Real Estate
The median St. Joseph home is valued at $59,100 (estimated market value runs 13% higher at $66,626), with median rent $733 (1.2× higher than Tensas Parish median $622; 1.4× below Louisiana median $992). Homeownership rate: 75.0%. That's 1.3× below the Tensas Parish median ($78,300); 3.4× below the Louisiana median ($199,432). Market is warm. Vacancy rate 28.4%. New construction makes up 0.2% of stock. A municipal building code is in effect.
- 1.5× annual income — home value vs. household income (vs Louisiana 3.2×).
- 6.7 years to break even renting at the median (vs Louisiana 17y).
- 4-BR rent is 2.1× a studio — rent gradient by unit size.
- Median rent 12% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $59,100 — 0.3× the Louisiana median ($199,432). Median rent $733/month. homeownership rate 75.0% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 1.5× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 23.3% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 27.8% |
| Affordability · Poverty Rate | 39.2% |
| Affordability · Property Tax Pct Income | 0.5% |
| Fair Market Rent · Studio rent | $601 |
| Fair Market Rent · One-bedroom rent | $761 |
| Fair Market Rent · Two-bedroom rent | $834 |
| Fair Market Rent · Three-bedroom rent | $1,160 |
| Fair Market Rent · Four-bedroom rent | $1,249 |
| Fair Market Rent · HUD FMR area | Tensas Parish, LA |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $66,626 |
| Median Home Value | $59,100 (vs Louisiana $199,432) |
| Median Rent | $733 (vs Louisiana $992) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 28.4% |
| Housing Market · New construction (% of stock) | 0.2% |
| Housing Market · Price Appreciation 2Yr | 5.3% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (2)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 72.6% |
| Broadband · Broadband-capable premises | 588 |
| Electricity · Electricity rate (¢/kWh) | 11.73¢/kWh |
| Electricity · Customers | 2,147,745 |
| Electricity · Revenue Millions | $3,633 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed 2026-04-12
Other
| Homeownership Rate | 75.0% |
|---|---|
| Median Year Built | 1965 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12